Meet our business planning team
Leading independent experts in producing ʻlender friendlyʼ business plans.

Glyn Jones
Glyn started his career with Midland Bank (now HSBC) in 1979, and after working in the branch network where he attained his professional qualification to become an Associate of the Chartered Institute of Bankers, he enjoyed a varied management career.
His first roles were as an Operations Manager and a Branch Manager in the retail sector, before moving into the commercial banking sector in 2000, where he looked after a diverse portfolio of SME businesses, and latterly with ‘distressed’ businesses to manage the bank’s risk exposure.
In 2015, Glyn joined Franchise Finance as a consultant helping new franchisees to prepare their business plans and obtain the necessary funding they needed to start / expand their business. When Franchise Finance was sold, the new owner restructured and withdrew from the business planning service, which NGI Finance then took on. Glyn followed to retain continuity for the franchisor clients.
In his spare time Glyn enjoys travel, golf, cooking and DIY (albeit paying someone else nowadays).

Keith Cawkwell
Keith started his career with NatWest in 1980, working within the branch network, he advanced to become a Branch Manager, ultimately controlling groups of branches. During this time, he completed his professional qualifications to become an Associate of the Chartered Institute of Bankers. In 2001 he also achieved a 1st class honours degree in Financial Services.
In 2002 Keith joined the Bank’s Franchise Team and for the next 8 years he worked as a Regional Franchise Development Manager covering the Midlands and the North of England. This role involved Keith being in daily contact with franchisors and franchisees and the completion of finance applications. His success was rewarded with a nomination for a NatWest Specialist Sectors Achievers Award.
After further business development and management roles within the Bank, Keith joined Franchise Finance in April 2014. Subsequent changes in the business led to him working with Hitachi Capital & Novuna as a Senior Business Planning Consultant.
Keith is also involved with the Prince’s Trust, acting as a Business Mentor and Business Launch Group Panel Member. He has previously been nominated as East Midlands Business Mentor of the Year.

Denise Aitchison
Denise joins us from a consultancy role with Hitachi Capital Franchise Finance. Prior to that she worked for Nat West for 29 years, latterly as a Regional Director in Business Banking. A Manchester girl who moved to Liverpool in 1996 and spent 20 years there before relocating to Northamptonshire, now living with Rob. Denise plays golf, has a decent handicap of 14 and has the honour of being Lady Captain for 2023. She also loves to watch her daughter Holly play rugby and her son Ben play cricket – both are professional athletes. She also has two dogs that love an extra long walk every day, the handsome GSPs, Hugo & Berlin.
