Franchising has a long record of resilience in the UK and 2026 has been no exception. Against a backdrop of economic uncertainty, confidence across the sector remains strong, but the way franchisees fund their businesses and what lenders expect to see, continues to evolve. Understanding these trends can help you prepare a stronger application and…
read moreOctober Deal of the Month This month, NGI Franchise Funding is delighted to share how we supported an existing estate agent franchisee in purchasing an additional site. We worked closely with the client to complete a robust business plan and arrange a £98,000 loan, providing the finance needed to complete the purchase and continue with…
read moreOften the first thought as a franchisee looking for a loan is to approach your bank. Whilst banks do offer competitive rates and a familiar, trusted route into franchise finance, each bank has different criteria depending on the franchise, the amount you are looking to borrow and the structure of the borrowing. This is where…
read moreWhen most people think about applying for franchise finance, they focus on the business plan, the franchisor's reputation and their projected revenue figures. What many first-timers don't expect is the level of scrutiny lenders apply to their personal finances. Understanding why this matters and how to put yourself in the best position can make a…
read moreGrowing a successful franchise is an exciting milestone, but expansion brings its own financial challenges. Whether you're looking to open a second territory, take on additional staff, upgrade equipment, or relocate to larger premises, understanding your funding options and knowing when the time is right to use them, is critical to getting it right. When…
read moreEffective financial management is crucial for the success of a franchise business. Implementing best practice ensures profitability, sustainability, and alignment with the franchisor's standards. To successfully manage finances, there are several best practices which should be followed: Budgeting and business planning Be realistic with budgeting and build a compelling business plan. Develop comprehensive budgets that…
read moreAugust success story: This month, we are pleased to highlight a story of entrepreneurial ambition and how we helped make it a reality. The need: Financing to acquire a domiciliary care franchise Our client, an aspiring entrepreneur, was eager to enter the growing market of domiciliary care. To make this leap, they needed £75,000 to…
read moreThere are 3 key scenarios with a franchise buyout. The first is an entrepreneur wants to step into the world of business ownership and decides to adopt the franchising model so purchases an existing and well-established franchise from the existing business owner. Secondly, two business professionals may have initially started a partnership and invested in…
read moreAny franchise business that has a variety of different pieces of equipment will face regular challenges in trying to keep them up to date, operating efficiently, conforming to the latest technologies and ensuring optimum productivity at all times. The cost to purchase new equipment though can be prohibitive and this is where equipment leasing can…
read moreWhen a franchise is looking for some external funding, the traditional approach will be to contact the local bank or to try and source a business loan. However, there are a number of different options that could be more suitable. Let’s explore these in more detail. Working capital loan – a universal funding solution which…
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