Franchising has a long record of resilience in the UK and 2026 has been no exception. Against a backdrop of economic uncertainty, confidence across the sector remains strong, but the way franchisees fund their businesses and what lenders expect to see, continues to evolve. Understanding these trends can help you prepare a stronger application and…
read moreOctober Deal of the Month This month, NGI Franchise Funding is delighted to share how we supported an existing estate agent franchisee in purchasing an additional site. We worked closely with the client to complete a robust business plan and arrange a £98,000 loan, providing the finance needed to complete the purchase and continue with…
read moreAngel investors can be a valuable source of funding for franchisees, particularly for multi-unit expansion or franchise concepts that need a larger upfront investment than a bank loan alone can cover. But pitching to an angel investor is a very different exercise to applying for a loan and getting the presentation right matters just as…
read moreOften the first thought as a franchisee looking for a loan is to approach your bank. Whilst banks do offer competitive rates and a familiar, trusted route into franchise finance, each bank has different criteria depending on the franchise, the amount you are looking to borrow and the structure of the borrowing. This is where…
read moreA strong business plan is often the single biggest factor separating a successful franchise funding application from a rejected one. Yet many prospective franchisees underestimate just how closely lenders scrutinise the detail behind the numbers. Understanding what lenders are looking for and presenting your plan accordingly, can make the difference between a quick approval and…
read moreWhen most people think about applying for franchise finance, they focus on the business plan, the franchisor's reputation and their projected revenue figures. What many first-timers don't expect is the level of scrutiny lenders apply to their personal finances. Understanding why this matters and how to put yourself in the best position can make a…
read moreGrowing a successful franchise is an exciting milestone, but expansion brings its own financial challenges. Whether you're looking to open a second territory, take on additional staff, upgrade equipment, or relocate to larger premises, understanding your funding options and knowing when the time is right to use them, is critical to getting it right. When…
read moreTaking on a franchise for the first time is an exciting step, but the financial side of things can catch even well-prepared people off guard. Many of the challenges first-time franchisees face aren't down to a lack of effort, they're down to a lack of financial experience. Here are some of the most common mistakes…
read moreLearn how franchisors may offer or influence funding support and what this means for you. Starting a franchise is often seen as a “safer” route into business ownership compared to starting from scratch. While the franchise model reduces risk, it doesn’t remove one of the biggest barriers entirely: funding. The good news is that franchisors…
read moreLaunching and growing a franchise in the UK can be challenging and while finance often comes from banks or investors, there are government-linked support options worth exploring. These can help with funding, training, advisory services and business growth, especially in the early stages of your franchise journey. However, navigating these options isn’t always straightforward, which…
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